About financial advice

Benefits of financial risk management

Tailored, professional financial risk management can help you make informed financial decisions and create long-term financial security for you and your family. A financial adviser can assist you with managing your short and long-term financial insurance needs, from starting out in the workforce right through to retirement.

A Future Insurance Group adviser can:

• protect your income and investments;
• assist you to plan for major changes in your personal circumstances, e.g. retirement and;
• help you understand the long-term effects of your financial decisions.

The financial risk management process

In order to ensure your financial risk management plan is right for you, we will take you through a series of steps.

Step 1
Work out where you are today. This involves gathering your financial data such as income, debts, financial commitments, etc. and working together to determine your current financial situation and ongoing needs.

Step 2
Define your current needs and living expenses, to ensure that your insurance coverage is current and will adequately protect you and your family.

Step 3
Once you’ve agreed on the scope of insurance required, upon your approval, we will prepare a written, tailored financial risk management plan (Statement of Advice – see below).

Step 4
Creation and implementation of your insurance plan (as agreed by you). Your plan will include a recommended selection of specific insurance products (if appropriate), as well as alternative options for you to consider.

Your initial consultation

In order for us to accurately assess your current situation and suggest appropriate risk insurance products, we may need you to provide us with a range of information.

Click here to download a checklist of some of the most relevant documentation that you should bring to your first financial consultation. For more information speak to your adviser.

For more information speak to your adviser.

Future Insurance Pty Ltd, ACN 136 072 618 and Mark Dean Nominees Pty Ltd, ACN 005 343 617 t/as Future Insurance Group are Authorised Representatives of Consultum Financial Advisers Pty Ltd.